Why Does Life Insurance Get Denied?

There are many reasons you may get denied for life insurance coverage when you apply for a policy.

For instance, many life insurance companies usually have several types of risk they will not provide life insurance for; such as, people who have high risk jobs or high risk occupations, or people who have cancer or other health problems.

High risk jobs may include people involved in high rise window washing, firemen, blasting contractors, and mountain climbing guides.

High risk hobbies that may be denied life insurance might include sky diving, mountain climbing, bungee jumping, and race car driving, among others.

In addition, certain types of health issues; such as, cancer, emphysema and leukemia may result in being denied life insurance.

But, there are guaranteed acceptance life insurance plans available that accept everyone who meets the age requirements, regardless of your health. Learn more about high risk life insurance