Does Life Insurance Test for Marijuana?

When you apply for a life insurance policy you may be required to take a health exam which is paid for by the life insurance company.

The exam may consist of checking your height and weight, your blood pressure, and asking you some health questions. In addition, they may take a blood sample to send to a laboratory for testing.

Testing of your blood may check for any health issues including HIV/AIDs, diabetes, high cholesterol, cancer, high protein levels, STD's, and use of any prescription and/or illegal drugs including marijuana, cocaine and methamphetamine, to name a few.

However, if you have a prescription for your marijuana or live in a state where use of marijuana is legal, there may not be an issue of whether or not you use marijuana.

In addition, there are life insurance companies that offer life insurance without any health exams, blood tests or marijuana testing. Learn more about life insurance drug tests