Whole Life Insurance with No Physical?

Can I get a whole life insurance policy without taking a physical exam?

Yes, there are whole life insurance plans available with no health exams required and no health questions asked - these are called guaranteed issue whole life insurance policies.

However, these guaranteed issue plans are available for people age 45 to 85, and you cannot be turned down due to poor health.

Whole life insurance does build up some cash value inside the policy over the years, from which you may be able to take a loan if needed.

Some whole life no exam plans start for as low as $8.80 per month.

You may purchase up to $25,000 of whole life insurance with no physical exam.