Can I qualify for a final expense insurance policy if I have health issues?

Final expense life insurance policies are designed to help seniors get insurance to cover their final expenses, including the cost of a funeral and burial related expenses.

It is much easy to qualify for a final expense insurance policy than it is for a traditional life insurance policy, but there are still some health issues that might cause an insurance company to turn down an application.

Final expense insurance is a form of insurance that requires no medical exam, which means there are no health screenings or tests required to qualify.

There are also guaranteed issue final expense policies that guarantee your approval for coverage, but there may be limited benefits the first 2 years you are insured by your policy.

Guaranteed final expense insurance plans mean you cannot be turned down due to any health problems, as long as you meet the age requirements for acceptance. Some carriers guaranteed approval for people 45 to 85 years of age.