What Types of No Exam Life Insurance Policies are Available?

I want to purchase life insurance but I don't want to take any health examination. What types of plans are there to choose from for no exam coverage?

There are a few different types of no exam life insurance policies available, including the following:

Simplified Issue term life insurance usually offers up to $400,000 or less of term life coverage for a period of 10, 15 or 20 years of protection. You may be able to apply for a policy online and start your coverage within 1 to 2 days. There's no health sam but there are some health questions for you to answer, and people age 20 to 65 may qualify for a policy.

Accidental death life insurance covers death by accident only and may offer as much as $1,000,000 of coverage with no exams and no health questions asked.

Guaranteed acceptance life insurance may offer up to $25,000 of coverage with no exams and no health questions asked, and some plans offer guaranteed approval for people age 45 to 85, which means you cannot be turned down due to any health problems.

Here's how you can learn more about no exam life insurance policies.