Will My Life Insurance Premiums Increase Over the Term of My Policy?

Your life insurance premiums are fixed for the duration of the term and guaranteed not to increase during that period, even if your health changes.

So, if you purchase 15 year level term life insurance policy with annual premiums of $300, you would pay $300 once per year for 15 years to maintain your life insurance protection.

Level term life policies mean you have level premiums and a level amount of life insurance protection for the entire duration of your term.

You may be able to choose coverage for a term of 5, 10, 15, 20, 25 or 30 years when purchasing term life insurance.

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