At What Amount of Life Insurance Do Insurance Companies Require a Medical Exam?

I am in my twenties and in good health. I have never had any medical issues and I am looking to buy life insurance.

I know that medical exams are usually required for most life insurance policies, but I was just looking for about $150,000 worth of coverage and I was wondering if I would be required to undergo a medical examination?

It'll likely be blood and urine testing for most insurance companies for anything $50,000-$100,000 and up.

If that's an issue due to a phobia, such as, fear of needles or fear of blood, then you can get a no exam life insurance policy.

Some insurers may offer up to $1,000,000 of life insurance without any medical examination, blood or urine tests. You can get a quote and apply online in minutes. If approved, you may start your life insurance policy today. Here's how you can learn more about life insurance with no exam required.