Monday, January 16, 2017

How to find a Guaranteed Acceptance Life Insurance Company?


I want to purchase a life insurance policy but I have health issues. Where can I find a life insurance carrier that offers life insurance plans with guaranteed approval?

There are several insurers that have guaranteed issue life insurance policies available. Some of the leading providers of guaranteed coverage include United of Omaha, Gerber, Colonial Penn, Vantis, and AARP/NewYork Life, among others.

Guaranteed issue means you cannot be declined for coverage due to any health condition - you are guaranteed approval as long as you meet the age requirement and live in a state in which the insurer is licensed to do business and offers the coverage in that state.

Some insurers offer guaranteed approval for people age 40-80, 45-75, or 45-85. It varies by insurance company.

Here's how to find a guaranteed acceptance life insurance company.

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