Does Life Insurance Expire?

That depends on the type of life insurance you have.

A permanent life insurance policy does not expire, it provides lifetime coverage.

However, a term life insurance policy is temporary coverage lasting for a period of up to 30 years, depending on the length of term you purchase.

Some plans offer coverage for a duration of 10, 15, 20 or 30 years.

So, if you are alive when your term ends, your life insurance coverage expires, unless you choose to renew your term life insurance for another term.