Why Does Life Insurance Take Blood?

If you are interesting in purchasing life insurance you may have heard that insurance companies take a sample of your blood for testing when you take the medical exam to be considered for life insurance.

This is a common practice among life insurers. They have your blood tested to determine f you are healthy, and to help them decide if they will insure you for life insurance.

There are several tests performed on your blood to check your health status. Some testing may check for high cholesterol, high protein levels, diabetes, tobacco use, HIV, STD's and illegal drug use, among other things.

If you do not agree with the test results you may request another blood test.

There are life insurance policies with no blood tests available which offer up to $1,000,000 of affordable life insurance with no health exam and no blood tests, if you qualify.