Cheapest Life Insurance without a Physical Exam?

What is the cheapest type of life insurance policy without having to take a physical?

The lowest priced no exam life insurance policy is term insurance.

Term life is temporary coverage for a period of 30 years, or less.

It costs less than permanent life insurance coverage, which provides lifetime protection.

With term life, the shorter your term (duration) for coverage, the lower your annual cost of insurance.

You may be able to choose a term of coverage lasting for a period of 10, 15, 20 or 30 years with no exam required.

There are several insurers offering no exam term life insurance, but some of the more competitive carriers for pricing are Haven Life and Sagicor Life.

Here's how to find the cheapest life insurance without any physical exam needed.