Affordable Life Insurance for Seniors Over 75

What is the most affordable life insurance for seniors over age 75?

The most affordable life insurance is term life insurance. It's temporary life insurance that lasts for a specific period of time. So, it is not guaranteed to last your entire lifetime. That's why it costs less than permanent life insurance. And, it does not build any cash value inside your policy, it is pure life insurance protection.

Term life plans are usually available for a period of 10, 15, or 20 years for seniors, depending on how old you are when you purchase your life insurance policy.

If you do not qualify for term life insurance due to your age or health, you may want to consider a guaranteed issue life insurance plan that offers up to $25,000 of life insurance without any health exam or health questions asked.

Here's how you can learn more about finding affordable life insurance for seniors over 75.

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