Which Life Insurance is Better for Over 60?

What type of life insurance policy is best for people age 60 and over?

It really depends on what goal you want your life insurance plan to accomplish.

If your need for life insurance is short term, for a period of 20 years or less, then a term life insurance policy can help. However, if you want life insurance to provide for your final expenses, no matter how long you live, then a whole life insurance policy would help you to accomplish your goal.

There are also no exam term life insurance plans. Fidelity Life offers no exam life insurance for folks age 65 and under.

Another type of no exam life insurance plan is guaranteed issue life insurance for people age 45 to 85. There's no health exam, no health questions, and you cannot be turned down due to your health.

Learn more about finding the best life insurance for people over 60 years old.