Monday, September 14, 2015

Life Insurance Coverage without Health Questions


Can I get life insurance coverage without having to answer any questions about my health?

There are life insurance plans available with no health questions asked, and no health exams required.

These plans are called "Guaranteed Issue" life insurance because you cannot be turned down due to your health.

Basically, if you meet the age requirements for acceptance, you are guaranteed coverage as long as you can pay the premiums.

However, there are limited death benefits the first two years you are insured under a guaranteed issue life insurance policy.

There is a highly-rated life insurance company that offers life insurance coverage without health questions for people age 45 to 85.

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