Can I Get Life Insurance If I Have Bad Health?

Yes. You will pay a somewhat higher premium for your life insurance, but you can get life insurance even if you have poor health.

Because of the current competiveness in the life insurance industry, besides being cheaper, insurance companies are competing to offer affordable life insurance products for people with specific health risks - such as offering reasonable rates to people who smoke or require medications to control cholesterol, blood pressure or other health problems.

And, there are guaranteed approval life insurance plans for people who have been turned down for coverage or find it difficult to get insured.

Here's how to get a free life insurance quote for people with bad health.