Two Ways to Get No Exam Life Insurance

Are you looking for life insurance but don't want to take any health exams?

If so, you may not be aware that you have a couple of different options to choose from for your coverage.

In fact, there's two types of no exam life insurance policies available: Simplified Issue Term Life Insurance and Guaranteed Issue Life Insurance.

A simplified issue policy offers you the option of purchasing quick and easy life insurance protection for your loved ones and start your policy in 1-2 days, rather than 4-6 weeks with a traditional life insurance plan.

With simplified life insurance there's no health exam, but there are some medical questions asked. Some carriers offer up to $400,000 or more of no exam life insurance.

Another option is guaranteed life insurance which means you can't be denied coverage due to any health problems.

However, the amount of life insurance is usually limited to around $25,000 or less. And, there's no health exam or health questions asked. Guaranteed life insurance is available for people between the ages of 45 to 85.

Here's how you can learn more and compare no exam life insurance policies.