Do Burial Life Insurance Benefits have to be used to pay Burial Expenses?

Most burial insurance policies pay a cash benefit directly to the beneficiaries listed on the insurance policy.

While it is generally accepted the benefits will be used to pay for your funeral and burial costs, there is no one looking over the shoulders of your survivors to make sure that happens.

The money from a burial expense insurance could be spent on other things, which may include your hospital bills, credit card debt, etc.

However, there are some burial policies in which the insurance provider works directly with a funeral home to cover costs. In such a case, all the benefits would go directly to the funeral home.

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