Have You Been Turned Down for Life Insurance?

I was turned down for life insurance due to my chronic health problems. Does this mean I can't get life insurance?

Not necessarily. Each life insurance company has its own underwriting requirements for acceptance, so some other life insurance company might insure someone with your health issues.

So you want to apply for life insurance with a different company, or try going through a life insurance broker that specializes in placing high risk life insurance policies for people with health issues. The insurance broker might know more about which life insurance companies might be the best match for someone with your individual health problems.

Also, it's a good idea to check with your employer. Some employers offer life insurance plans (say $25,000 or $50,000) to their employees without requiring employees to answer health questions or take any exams.

Have you been turned down for life insurance? Learn more about life insurance for people turned down for life insurance.