What is No Doctor Life Insurance?

If you are shopping for life insurance you may be wondering about the medical examination required to get insured.

For instance, is an exam required, and will you have to take one to get insured? And, what is involved in the exam? Who pays for the exam?

Well, if you are buying more than $25,000 of life insurance, then you may need to take an exam, as the insurer will usually require an exam.

The exam is paid for by the insurer and involves a paramed coming to your home, asking some questions about your health, checking your blood pressure and drawing some blood which is sent to a lab for testing.

However, there are life insurance policies that do not require you to take any health examination.

And, you may apply for coverage online (safe and secure) and start your life insurance today, if you qualify.

These plans are referred to as "life insurance no doctor exams" because they do not require you to visit a doctor or take an exam.