Is there Life Insurance without any Health Questions Asked?

Yes, you may be able to buy a life insurance plan without answering any questions about your health.

However, these plans are referred to as "Guaranteed Issue" graded benefit life insurance policies.

Guaranteed issue means there is no health exam, no health questions asked, and if you meet the age requirements, you are guaranteed approval for coverage.

Graded benefit means you will not have full (100%) death benefits until you have been insured for at least 2 years.

That's how they can guarantee your approval even if you have pre-existing health problems.

Learn more about no health question life insurance plans and how they work.