Comparing Burial Life Insurance Rates

How much are rates on burial life insurance?

The rate you are charged for burial life insurance is based on several key factors, including the amount of life insurance coverage, your age and gender, and your health.

However, some burial life insurance plans offer guaranteed acceptance with no exam and no health questions. But these plans usually have graded death benefits the first two years you are insured, so you won't have full coverage for two years.

Some insurers offer guaranteed acceptance for people ages 45 to 75, while other insurers may offer guaranteed approval for people ages 50 to 80.

You can compare burial life insurance rates online and find out which insurer offers the lowest prices for coverage. But keep in mind, you should find out when you have full coverage, how long your life insurance is guaranteed to last, if your premiums will ever increase or your coverage will ever decrease, and what the financial strength rating is for the insurance company.