How to get life insurance after being denied?

I have been denied life insurance from other insurance companies, can I still get covered?

Yes, even though you have been turned down for coverage, you may still be able to qualify for life insurance.

There are some life insurance brokers that specialize in placing life insurance for high risk people who are high risk due to their age, health, lifestyle, occupation, hobbies, or driving record.

Also, there are guaranteed issue plans that offer guaranteed approval on life insurance for people meeting the specific age requirements for acceptance. Most of these plans provide coverage for people age 45 to 75 or age 50 to 80, depending on the carrier.

With guaranteed issue life insurance you pay much higher than standard rates for your policy and the amount of coverage may be limited to $20,000 or less. In addition, there are graded benefits the first 2 years you are insured, which means you won't have full coverage immediately. However, once you have been insured by the policy for 2 years, if you pass away after that time, your beneficiary would receive the full death benefit.

With guaranteed issue coverage there are no health exams required and no health questions asked. You can get an instant quote for life insurance and apply online for your policy.

Learn more about guaranteed issue life insurance today.