Comparing Life Insurance Rates

I want to compare rates on life insurance plans - what affects the rate I am charged for my life insurance?

Your rate for life insurance is the amount you are charged per $1,000 of life insurance coverage. There are standard rates for the average person as far as health goes, then there are sub-standard rates for those not as healthy as the average person, and preferred rates for those who are healthy than average.

In addition, the type and amount of life insurance will affect your life insurance rate.

Also, your personal risk factors will impact how much you pay for life insurance, including your age, health, lifestyle, tobacco use, occupation, hobbies, family health history, driving record, etc.

Your risk factors are considered to help the insurer determine your life expectancy - how long they expect you to live. The longer your life expectancy, the lower your rate for life insurance.

To find out which insurers may offer you the best prices you can compare life insurance rates online among top carriers in less than 3 minutes.