Wednesday, January 21, 2015

Guaranteed Life Insurance for Seniors?


Is there a way for senior citizens to get guaranteed life insurance, even if they have been turned down for a policy from another insurer in the past?

Yes, there is a company that offers guaranteed approval for seniors age 50 to 80, and you cannot be turned down for a policy.

However, guaranteed issue life insurance has a graded death benefit the first 2 years you are insured. This means you won't have full coverage until after two years. The first two years you have limited death benefits.

In addition, the amount of life insurance available with guaranteed plans may be limited to $20,000 or less.

But, with guaranteed plans there are no health exams and no health questions asked. You can get an instant quote for coverage and apply online for your policy. And, your acceptance is guaranteed.

Here's how to get guaranteed life insurance for seniors.

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